Surrogate Loans

Banks normally offer loans to customers against income proof. That is a normal process. Banks also give loans to customers on Other Loan tracks Like Home Loan track, Mortagage Loan, Car Loans, Other Personal Loans and Business Loans. They also have facility of balance transer against credit cards. If customer is having a credit card which is over a specified period normally more than 10 months banks give 2 to 3 times loan on the total limit of the card. They are also giving loans aginst SIP Systematic Investment Plans in Mutual funds aginst Life Insurance Polieces whicha re more than 2 years old. Customer should check where he will fit and and under which program he can get maximum loan, better to go to that program

Negative Profiles

Banks normally will have negative profiles, whom they are not interested in lending. They still can avail loans if they have good track record with banks.

Interest Rates

Loan rates are increased, even now one can negotiate for good interest rates. banks will be looking for good customers, always have good tracks and they will help you to get loans easily.